LENDING CALCULATORS
Run Your Numbers Before We Approach a Lender
Use these tools to estimate your borrowing range, expected repayments, and buying costs. A calculator gives you a starting point. We take those figures and test them against actual lender policies, serviceability buffers, and your income records to find a loan that fits.
THE TOOLS
Start with a Realistic Estimate
Use these calculators to test different scenarios before you commit to an application. Keep in mind that formal approval always depends on verified income, existing commitments, and individual lender criteria.
Work out your position
01
Borrowing power calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Work out your position
02
Home loan repayment calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Work out your position
03
Stamp duty calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Work out your position
04
LVR calculator
See where your deposit sits against common LVR and LMI thresholds.
Work out your position
05
Property buying cost calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Calculator group
Structure the loan
Compare repayment frequencies, offsets, extra payments and common loan structures.
Structure the loan
01
Extra repayment calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
02
Home loan offset calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
03
Lump sum repayment calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
04
Split loan calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
05
Interest-only mortgage calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
06
Fortnightly repayment calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
07
Introductory rate calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
08
Comparison rate calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Structure the loan
09
How long to repay calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Calculator group
Compare and switch
Test the cost of two loans, refinancing or renting before you decide what to investigate.
Compare and switch
01
Loan comparison calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Compare and switch
02
Mortgage switching calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Compare and switch
03
Rent vs buy calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Calculator group
Budget and savings
Model household cash flow, savings targets and the deposit timeline.
Budget and savings
01
Budget planner
Use this calculator to explore an indicative scenario before speaking with a broker.
Budget and savings
02
Savings calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Budget and savings
03
How long to save calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Budget and savings
04
How much to deposit calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Calculator group
Other calculators
Estimate tax, leasing, credit card and property selling scenarios.
Other calculators
01
Credit card calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Other calculators
02
Compound interest calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Other calculators
03
Leasing calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Other calculators
04
Reverse mortgage calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Other calculators
05
Income tax calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Other calculators
06
Income annualisation calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Other calculators
07
Income gross-up calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
Other calculators
08
Property selling cost calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
GET STARTED
Twenty Minutes Now Saves You Months Later
No forms, no credit enquiry, no obligation. Bring your rough numbers to the first call. We will tell you what you can borrow, what it will cost, and whether now is the right time to submit an application.
20 minutes
The first conversation. No documents needed, just a clear picture of what you want to achieve.
A document list for your file
Nothing touches your credit file until you review our recommendation and instruct us to proceed.
A broker calls you
A named, contactable professional owns your file from the first phone call right through to settlement.