Calculators
Deposit, equity and LMI thresholds
Where common LVR thresholds sit on your numbers. Estimates only — lending criteria apply.
01The security
You will
Loan to value ratio
—
Deposit or equity—
LMI—
Loan at 80%—
Assumptions
LVR is the loan divided by the property value.LMI is usually charged above 80% LVR. This does not price the premium. Investor policies are often tighter than 90%.Where a loan is involved, a lender still tests repayments at the interest rate plus the 3% serviceability buffer.
The calculations do not take into account all fees and charges. Results are estimates only and should not be relied on to make a loan decision. Interest rates and other costs can change. Calculator results are not an offer of credit or a pre-approval. Discuss your individual situation with a qualified Australian Credit Licensee or authorised Credit Representative.
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