Calculators
Comparison rate calculator
Use this calculator to explore an indicative scenario before speaking with a broker.
01The loan
% p.a.
Loan term
Comparison rate
—
Monthly including fee—
Interest rate—
Fees over the term—
Assumptions
The comparison rate is the rate that would produce the same repayments with no fees, if the loan runs to term.It does not include exit fees, offset or a rate that changes.Where a loan is involved, a lender still tests repayments at the interest rate plus the 3% serviceability buffer.
The calculations do not take into account all fees and charges. Results are estimates only and should not be relied on to make a loan decision. Interest rates and other costs can change. Calculator results are not an offer of credit or a pre-approval. Discuss your individual situation with a qualified Australian Credit Licensee or authorised Credit Representative.
Book a broker call
Put the estimate in context
We will check the inputs, lender policy, fees and the 3% serviceability buffer before you apply.
No application on the first call
We start by checking whether the request is workable.
A document list for your file
You collect only the items relevant to your income and loan type.
A broker calls you
Your enquiry goes to a lending professional.

