/**
 * Lending Institute — design tokens matching the preview.
 * Reference: max-w-7xl 1280px, py-16 64px / py-20 80px, Inter.
 */

:root {
	--li-primary: #002e62;
	--li-secondary: #d3af37;
	--li-secondary-hover: #c4a030;
	/* Darker gold for text on white/light — ~5.73:1 vs white (WCAG AA) */
	--li-secondary-text: #7a6418;
	--li-text: #121212;
	--li-muted: #64666c;
	--li-light: #d9d9d9;
	--li-gray-50: #f9fafb;
	--li-gray-100: #f3f4f6;
	--li-white: #ffffff;
	--li-container: 1280px;
	--li-gutter: 16px;
	--li-font: "Inter", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

	/* Spacing scale — use everywhere for consistency */
	--li-space-2: 8px;
	--li-space-3: 12px;
	--li-space-4: 16px;
	--li-space-5: 20px;
	--li-space-6: 24px;
	--li-space-8: 32px;
	--li-space-10: 40px;
	--li-space-12: 48px;
	--li-space-16: 64px;
	--li-space-20: 80px;

	/* Card / grid rhythm */
	--li-card-gap: 32px;
	--li-card-gap-sm: 24px;
	--li-card-pad: 24px;
	--li-btn-gap: 16px;

	/* Motion */
	--li-ease: cubic-bezier(0.22, 1, 0.36, 1);
	--li-ease-out: cubic-bezier(0.16, 1, 0.3, 1);
	--li-ease-soft: cubic-bezier(0.4, 0, 0.2, 1);
	--li-duration: 0.45s;
	--li-duration-fast: 0.28s;
	--li-duration-slow: 0.7s;

	/*
	 * Breakpoints (use consistently in media queries)
	 * mobile:      max-width: 639px
	 * tablet:      640px – 1023px
	 * mid-desktop: 1024px – 1279px
	 * desktop:     1280px – 1535px
	 * large:       min-width: 1536px
	 */
	--li-bp-tablet: 640px;
	--li-bp-mid: 1024px;
	--li-bp-desktop: 1280px;
	--li-bp-large: 1536px;
}

html {
	scroll-behavior: smooth;
	overflow-x: clip;
}

body {
	font-family: var(--li-font);
	font-size: 16px;
	line-height: 1.5;
	color: var(--li-text);
	background: var(--li-white);
	-webkit-font-smoothing: antialiased;
	-moz-osx-font-smoothing: grayscale;
	text-rendering: optimizeLegibility;
	overflow-x: clip;
}

/* Contain GSAP li-reveal-x transforms so they cannot widen the document */
#brx-content {
	overflow-x: clip;
}

/* Chevron only used in the mobile drawer */
.li-submenu-toggle {
	display: none;
}

a {
	color: inherit;
	text-decoration: none;
	transition: color var(--li-duration-fast) var(--li-ease-soft);
}

img {
	max-width: 100%;
	height: auto;
	display: block;
}

/* Global motion for interactive surfaces (avoid opacity/transform — GSAP owns those) */
a,
button,
.brxe-button,
.li-btn,
.li-service,
.li-plan,
.li-insight,
.li-feature-card,
.li-team-card,
.li-quote-card,
.li-resources__card,
.li-why__card,
.li-factors__card,
.li-journey__card,
.li-guide__card,
.li-nav a,
.li-topbar__social > a,
.li-topbar__social .bricks-link-wrapper,
.li-faq-item__q,
.li-tab {
	transition:
		color var(--li-duration-fast) var(--li-ease-soft),
		background-color var(--li-duration) var(--li-ease-soft),
		background var(--li-duration) var(--li-ease-soft),
		border-color var(--li-duration-fast) var(--li-ease-soft),
		box-shadow var(--li-duration) var(--li-ease),
		filter var(--li-duration) var(--li-ease-soft);
}

/* Bricks shell — full bleed; inner .li-wrap is the 1280 container */
#brx-header .brxe-section,
#brx-content .brxe-section,
#brx-footer .brxe-section {
	width: 100%;
	max-width: 100%;
	overflow-x: clip;
}

.li-wrap {
	width: min(100% - (var(--li-gutter) * 2), var(--li-container)) !important;
	max-width: var(--li-container) !important;
	margin-inline: auto !important;
	box-sizing: border-box;
}

/* ========== BUTTON ========== */
.li-btn,
a.li-btn,
button.li-btn,
.brxe-button.li-btn {
	--li-btn-bg: var(--li-secondary);
	--li-btn-fg: var(--li-primary);
	--li-btn-bg-hover: var(--li-secondary-hover);
	position: relative !important;
	isolation: isolate;
	overflow: hidden !important;
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	gap: 8px;
	padding: 12px 28px !important;
	min-height: 48px;
	background: var(--li-btn-bg) !important;
	color: var(--li-btn-fg) !important;
	font-family: var(--li-font) !important;
	font-size: 16px !important;
	font-weight: 500 !important;
	line-height: 24px !important;
	border: 0 !important;
	border-radius: 0 !important;
	box-shadow: 0 0 0 rgba(0, 46, 98, 0) !important;
	text-transform: none !important;
	letter-spacing: 0.01em !important;
	cursor: pointer;
	transform: translateZ(0);
	transition:
		transform var(--li-duration) var(--li-ease),
		box-shadow var(--li-duration) var(--li-ease),
		color var(--li-duration-fast) var(--li-ease-soft),
		background-color var(--li-duration) var(--li-ease-soft) !important;
}

.li-btn.is-animating {
	transition: none !important;
}

.li-btn::before {
	content: '';
	position: absolute;
	inset: 0;
	background: var(--li-btn-bg-hover);
	transform: scaleX(0);
	transform-origin: left center;
	transition: transform var(--li-duration) var(--li-ease);
	z-index: -1;
}

.li-btn::after {
	content: '';
	position: absolute;
	top: 0;
	left: -40%;
	width: 40%;
	height: 100%;
	background: linear-gradient(
		100deg,
		transparent 0%,
		rgba(255, 255, 255, 0.45) 45%,
		transparent 100%
	);
	transform: skewX(-18deg) translateX(0);
	opacity: 0;
	pointer-events: none;
	z-index: 1;
}

.li-btn:hover,
a.li-btn:hover,
.brxe-button.li-btn:hover,
.li-btn:focus-visible {
	color: var(--li-btn-fg) !important;
	transform: translateY(-3px) scale(1.015);
	box-shadow: 0 14px 28px -8px rgba(0, 46, 98, 0.28), 0 6px 12px -6px rgba(211, 175, 55, 0.45) !important;
}

.li-btn:hover::before,
.li-btn:focus-visible::before {
	transform: scaleX(1);
}

.li-btn:hover::after,
.li-btn:focus-visible::after {
	opacity: 1;
	animation: li-btn-shine 0.85s var(--li-ease) forwards;
}

.li-btn:active {
	transform: translateY(-1px) scale(0.99);
	box-shadow: 0 6px 14px -6px rgba(0, 46, 98, 0.22) !important;
}

@keyframes li-btn-shine {
	0% {
		transform: skewX(-18deg) translateX(0);
	}
	100% {
		transform: skewX(-18deg) translateX(320%);
	}
}

.li-btn--sm {
	padding: 0 16px !important;
	min-height: 44px;
	font-size: 14px !important;
	line-height: 20px !important;
}

.li-btn--outline {
	--li-btn-bg: transparent;
	--li-btn-fg: var(--li-primary);
	--li-btn-bg-hover: var(--li-primary);
	background: transparent !important;
	color: var(--li-primary) !important;
	border: 1px solid var(--li-primary) !important;
}

.li-btn--outline:hover,
.li-btn--outline:focus-visible {
	color: var(--li-white) !important;
	border-color: var(--li-primary) !important;
	box-shadow: 0 14px 28px -10px rgba(0, 46, 98, 0.35) !important;
}

.li-btn--outline-light {
	--li-btn-bg: transparent;
	--li-btn-fg: #ffffff;
	--li-btn-bg-hover: rgba(255, 255, 255, 0.14);
	background: transparent !important;
	color: #fff !important;
	border: 1px solid rgba(255, 255, 255, 0.85) !important;
}

.li-btn--outline-light:hover,
.li-btn--outline-light:focus-visible {
	color: #fff !important;
	border-color: #fff !important;
	box-shadow: 0 12px 24px -10px rgba(0, 0, 0, 0.35) !important;
}

/* CTA clusters — consistent button gaps */
.li-hero__ctas,
.li-page-hero__ctas,
.li-resources__cta-row,
.li-callback__grid .li-form,
.li-guide__actions {
	gap: var(--li-btn-gap) !important;
}

.li-page-hero__ctas,
.li-hero__ctas {
	display: flex !important;
	flex-wrap: wrap;
	align-items: center;
}

/* ========== TOPBAR ========== */
.li-topbar {
	background: var(--li-primary);
	color: var(--li-white);
	font-size: 13px;
	line-height: 1.4;
	padding: 4px 0 !important;
	min-height: 40px;
}

.li-topbar__row {
	display: flex !important;
	flex-direction: row !important;
	align-items: center !important;
	justify-content: space-between !important;
	gap: 16px;
	flex-wrap: nowrap !important;
}

.li-topbar__row > .brxe-block,
.li-topbar__meta,
.li-topbar__social,
.li-topbar__meta-item {
	width: auto !important;
	max-width: none !important;
	flex: 0 1 auto !important;
}

.li-topbar__meta {
	display: flex !important;
	flex-direction: row !important;
	align-items: center;
	gap: 24px;
	flex-wrap: nowrap;
	opacity: 0.95;
}

.li-topbar__meta-item {
	display: inline-flex !important;
	flex-direction: row !important;
	align-items: center;
	gap: 6px;
	color: var(--li-white);
	font-size: 13px;
	white-space: nowrap;
}

.li-topbar__meta-item a,
.li-topbar__meta a {
	color: inherit;
	text-decoration: none;
}

.li-topbar__meta-item a:hover,
.li-topbar__meta a:hover {
	text-decoration: underline;
}

.li-topbar__meta-item .brxe-icon,
.li-topbar__meta-item i,
.li-topbar__meta-item svg {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: 12px !important;
	height: 12px !important;
	min-width: 12px !important;
	margin: 0 !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	font-size: 12px !important;
	line-height: 1 !important;
	flex-shrink: 0;
	color: var(--li-white);
	fill: currentColor;
	stroke: currentColor;
}

.li-topbar__social {
	display: flex !important;
	flex-direction: row !important;
	align-items: center;
	gap: 4px;
	margin-left: auto;
}

/* Hit target only — never style the glyph as a box */
.li-topbar__social > a,
.li-topbar__social .bricks-link-wrapper {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: 32px !important;
	height: 32px !important;
	padding: 0 !important;
	margin: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	opacity: 0.9;
	color: var(--li-white) !important;
	text-decoration: none !important;
	box-sizing: border-box !important;
}

.li-topbar__social .brxe-icon,
.li-topbar__social i,
.li-topbar__social svg {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: auto !important;
	height: auto !important;
	max-width: 18px;
	max-height: 18px;
	margin: 0 !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	font-size: 16px !important;
	line-height: 1 !important;
	color: inherit !important;
	font-family: "Font Awesome 6 Brands", "Font Awesome 6 Free" !important;
	font-weight: 400 !important;
	font-style: normal !important;
	speak: never;
	-webkit-font-smoothing: antialiased;
}

.li-topbar__social svg {
	width: 18px !important;
	height: 18px !important;
	max-width: none;
	max-height: none;
}

.li-topbar__social .fas {
	font-family: "Font Awesome 6 Free" !important;
	font-weight: 900 !important;
}

.li-topbar__social > a:hover,
.li-topbar__social .bricks-link-wrapper:hover {
	opacity: 1;
	color: var(--li-secondary) !important;
}

/* Hide any accidental text labels next to social icons */
.li-topbar__social .bricks-link-wrapper > *:not(i):not(svg) {
	position: absolute;
	width: 1px;
	height: 1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
}

/* ========== HEADER ========== */
.li-header {
	background: var(--li-light) !important;
	border-bottom: 1px solid rgba(0, 46, 98, 0.08);
	position: relative !important;
	z-index: 100;
	transition:
		background-color var(--li-duration) var(--li-ease-soft),
		box-shadow var(--li-duration) var(--li-ease),
		backdrop-filter var(--li-duration) var(--li-ease-soft),
		border-color var(--li-duration-fast) var(--li-ease-soft);
}

/* Sticky site header — topbar collapses on scroll via .is-scrolled */
#brx-header {
	position: sticky;
	top: 0;
	z-index: 400;
	transition: box-shadow var(--li-duration) var(--li-ease);
}

#brx-header.is-scrolled {
	box-shadow: 0 10px 40px -12px rgba(0, 46, 98, 0.18);
}

#brx-header .li-topbar {
	max-height: 48px;
	overflow: hidden;
	transition:
		max-height var(--li-duration) var(--li-ease),
		opacity var(--li-duration-fast) var(--li-ease-soft),
		padding var(--li-duration) var(--li-ease),
		min-height var(--li-duration) var(--li-ease);
}

#brx-header.is-scrolled .li-topbar {
	max-height: 0 !important;
	min-height: 0 !important;
	opacity: 0;
	padding-top: 0 !important;
	padding-bottom: 0 !important;
	pointer-events: none;
}

#brx-header.is-scrolled .li-header {
	background: rgba(217, 217, 217, 0.92) !important;
	backdrop-filter: saturate(1.2) blur(14px);
	-webkit-backdrop-filter: saturate(1.2) blur(14px);
	border-bottom-color: rgba(0, 46, 98, 0.1);
}

.li-header__row {
	display: flex !important;
	flex-direction: row !important;
	align-items: center !important;
	justify-content: space-between !important;
	gap: 24px;
	min-height: 72px;
	padding: 8px 0;
}

.li-header__left {
	display: flex !important;
	flex-direction: row !important;
	align-items: center !important;
	gap: 24px;
	flex: 1 1 auto;
	min-width: 0;
	width: auto !important;
}

.li-header__row > .brxe-block,
.li-header__row > .brxe-button,
.li-header__row > .brxe-html {
	width: auto !important;
	max-width: none !important;
}

.li-header__actions {
	display: flex !important;
	flex-direction: row !important;
	align-items: center !important;
	justify-content: flex-end !important;
	gap: 12px;
	flex: 0 0 auto;
	width: auto !important;
	max-width: none !important;
	margin-left: auto;
}

.li-header__cta {
	display: inline-flex !important;
	flex-shrink: 0;
	padding: 0 12px !important;
	min-height: 44px !important;
	height: auto !important;
	font-size: 14px !important;
	line-height: 20px !important;
}

.li-header__cta.brxe-button,
.brxe-button.li-header__cta,
a.li-header__cta,
button.li-header__cta {
	padding: 0 12px !important;
	min-height: 44px !important;
	height: auto !important;
	font-size: 14px !important;
	line-height: 20px !important;
}

.li-logo,
.li-logo img {
	height: 48px !important;
	width: auto !important;
	max-width: 180px;
}

.li-nav,
.brxe-nav-menu .bricks-nav-menu {
	display: flex;
	align-items: center;
	gap: 28px;
	list-style: none;
	margin: 0;
	padding: 0;
}

.li-nav a,
.brxe-nav-menu .bricks-nav-menu > li > a {
	color: var(--li-primary) !important;
	font-weight: 500;
	font-size: 14px !important;
	padding: 8px 0 !important;
	transition: color 0.3s cubic-bezier(0.4, 0, 0.2, 1);
	position: relative;
}

.li-nav a::after,
.brxe-nav-menu .bricks-nav-menu > li > a::after {
	content: '';
	position: absolute;
	left: 0;
	right: 0;
	bottom: 2px;
	height: 2px;
	background: var(--li-secondary);
	transform: scaleX(0);
	transform-origin: left center;
	transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.li-nav a:hover::after,
.li-nav .current-menu-item > a::after,
.brxe-nav-menu .bricks-nav-menu > li > a:hover::after,
.brxe-nav-menu .bricks-nav-menu > li.current-menu-item > a::after {
	transform: scaleX(1);
}

.li-nav a:hover,
.li-nav .current-menu-item > a,
.brxe-nav-menu .bricks-nav-menu > li.current-menu-item > a,
.brxe-nav-menu .bricks-nav-menu > li > a:hover {
	color: var(--li-secondary-text) !important;
}

.li-nav .sub-menu,
.brxe-nav-menu .bricks-nav-menu .sub-menu {
	display: none;
	position: absolute;
	top: calc(100% + 4px);
	left: 0;
	min-width: 240px;
	background: var(--li-white);
	box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);
	padding: 8px 0;
	list-style: none;
	margin: 0;
	z-index: 20;
	border-top: 2px solid var(--li-secondary);
	opacity: 0;
	transform: translateY(6px);
	pointer-events: none;
	transition: opacity 0.25s cubic-bezier(0.4, 0, 0.2, 1), transform 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

.li-nav .menu-item-has-children,
.brxe-nav-menu .bricks-nav-menu .menu-item-has-children {
	position: relative;
}

.li-nav .menu-item-has-children:hover > .sub-menu,
.brxe-nav-menu .bricks-nav-menu .menu-item-has-children:hover > .sub-menu,
.li-nav .menu-item-has-children:focus-within > .sub-menu,
.brxe-nav-menu .bricks-nav-menu .menu-item-has-children:focus-within > .sub-menu {
	display: block;
	opacity: 1;
	transform: translateY(0);
	pointer-events: auto;
}

.li-nav .sub-menu a,
.brxe-nav-menu .bricks-nav-menu .sub-menu a {
	display: block;
	padding: 10px 18px;
	font-size: 14px;
	color: var(--li-primary) !important;
	transition: background 0.2s ease, color 0.2s ease, padding-left 0.2s ease;
}

.li-nav .sub-menu a:hover,
.brxe-nav-menu .bricks-nav-menu .sub-menu a:hover {
	background: var(--li-gray-50);
	color: var(--li-secondary-text) !important;
	padding-left: 22px;
}

.li-topbar__social > a,
.li-topbar__social .bricks-link-wrapper {
	transition: transform 0.25s cubic-bezier(0.4, 0, 0.2, 1), background 0.25s ease;
}

.li-topbar__social > a:hover,
.li-topbar__social .bricks-link-wrapper:hover {
	transform: translateY(-2px);
	background: rgba(255, 255, 255, 0.12);
}

.li-service {
	transition: box-shadow 0.3s cubic-bezier(0.4, 0, 0.2, 1), transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Hamburger — CSS bars, no icon font */
.li-menu-toggle,
button.li-menu-toggle,
a.li-menu-toggle,
.brxe-button.li-menu-toggle {
	display: none;
	align-items: center;
	justify-content: center;
	flex-direction: column;
	gap: 5px;
	width: 44px;
	height: 44px;
	padding: 8px !important;
	margin: 0;
	background: transparent !important;
	border: 0 !important;
	border-radius: 0 !important;
	box-shadow: none !important;
	cursor: pointer;
	color: var(--li-primary);
	min-height: 44px !important;
	text-decoration: none !important;
}

.li-menu-toggle span,
.li-menu-toggle::before,
.li-menu-toggle::after {
	display: block;
	width: 22px;
	height: 2px;
	background: var(--li-primary);
	border-radius: 1px;
	transition: transform 0.2s ease, opacity 0.2s ease;
}

.li-header.is-open .li-menu-toggle span:nth-child(1) {
	transform: translateY(7px) rotate(45deg);
}

.li-header.is-open .li-menu-toggle span:nth-child(2) {
	opacity: 0;
}

.li-header.is-open .li-menu-toggle span:nth-child(3) {
	transform: translateY(-7px) rotate(-45deg);
}

body.li-nav-open {
	overflow: hidden;
}

/* Dim page content while mobile drawer is open */
body.li-nav-open::before {
	content: "";
	position: fixed;
	inset: 0;
	z-index: 350;
	background: rgba(0, 46, 98, 0.42);
	pointer-events: auto;
}

/* Nav collapse below mid-desktop (1024px) — match source lg: */
@media (max-width: 1023px) {
	.li-header__left {
		flex: 1 1 auto;
	}

	.li-nav,
	.brxe-nav-menu,
	.li-header .bricks-nav-menu,
	.li-header__left > .brxe-nav-menu,
	.li-header .bricks-nav-menu-wrapper {
		display: none !important;
	}

	/* Prefer custom hamburger; hide Bricks built-in toggle if present */
	.li-header .bricks-mobile-menu-toggle {
		display: none !important;
	}

	.li-menu-toggle,
	button.li-menu-toggle,
	a.li-menu-toggle,
	.brxe-button.li-menu-toggle {
		display: inline-flex !important;
	}

	/* CTA stays visible beside hamburger */
	.li-header__cta {
		display: inline-flex !important;
	}

	.li-header.is-open .li-nav,
	.li-header.is-open .brxe-nav-menu,
	.li-header.is-open .li-header__left > .brxe-nav-menu,
	.li-site-header.is-open .brxe-nav-menu,
	#brx-header .li-header.is-open .brxe-nav-menu {
		display: block !important;
		position: absolute !important;
		left: 0 !important;
		right: 0 !important;
		top: 100% !important;
		width: 100vw !important;
		max-width: 100vw !important;
		margin-left: calc(50% - 50vw) !important;
		z-index: 110;
		background: var(--li-light);
		box-shadow: 0 16px 32px rgba(0, 46, 98, 0.12);
		padding: 8px 0 16px;
		border-top: 1px solid rgba(0, 46, 98, 0.08);
		box-sizing: border-box;
	}

	/* Override Bricks built-in mobile hide (≤767px) when drawer is open */
	.li-header.is-open .bricks-nav-menu-wrapper,
	.li-header.is-open .brxe-nav-menu .bricks-nav-menu-wrapper {
		display: block !important;
	}

	.li-header.is-open .bricks-nav-menu,
	.li-header.is-open .li-nav.bricks-nav-menu,
	.li-header.is-open ul.li-nav,
	.li-header.is-open .bricks-nav-menu-wrapper > .bricks-nav-menu {
		display: flex !important;
		flex-direction: column !important;
		align-items: flex-start !important;
		gap: 0 !important;
		width: min(100% - (var(--li-gutter) * 2), var(--li-container));
		max-width: var(--li-container);
		margin-inline: auto;
		padding: 8px 0;
		list-style: none;
	}

	.li-header.is-open .bricks-nav-menu > li,
	.li-header.is-open ul.li-nav > li {
		width: 100%;
		border-bottom: 1px solid rgba(0, 46, 98, 0.06);
	}

	.li-header.is-open .bricks-nav-menu > li > a,
	.li-header.is-open ul.li-nav > li > a {
		display: block;
		width: 100%;
		padding: 14px 0 !important;
		text-align: left;
	}

	/* Accordion parents: Bricks wraps link+chevron in .brx-submenu-toggle */
	.li-header.is-open .menu-item-has-children {
		display: flex;
		flex-wrap: wrap;
		align-items: center;
	}

	.li-header.is-open .menu-item-has-children > .brx-submenu-toggle {
		display: flex;
		align-items: center;
		justify-content: space-between;
		gap: 8px;
		width: 100%;
		flex: 1 1 100%;
	}

	.li-header.is-open .menu-item-has-children > a,
	.li-header.is-open .menu-item-has-children > .brx-submenu-toggle > a {
		flex: 1 1 auto;
		width: auto;
		min-width: 0;
	}

	.li-header.is-open .menu-item-has-children > .brx-submenu-toggle > button {
		flex: 0 0 44px;
		display: inline-flex;
		align-items: center;
		justify-content: center;
		width: 44px;
		height: 44px;
		margin: 0;
		padding: 0;
		border: 0;
		background: transparent;
		color: var(--li-primary);
		cursor: pointer;
	}

	.li-header.is-open .menu-item-has-children > .brx-submenu-toggle > button svg {
		width: 12px;
		height: 12px;
		transition: transform 0.2s ease;
	}

	.li-header.is-open .menu-item-has-children.is-submenu-open > .brx-submenu-toggle > button svg,
	.li-header.is-open .menu-item-has-children.open > .brx-submenu-toggle > button svg {
		transform: rotate(180deg);
	}

	.li-header.is-open .li-submenu-toggle {
		flex: 0 0 44px;
		display: inline-flex;
		align-items: center;
		justify-content: center;
		width: 44px;
		height: 44px;
		margin: 0;
		padding: 0;
		border: 0;
		background: transparent;
		color: var(--li-primary);
		cursor: pointer;
		border-radius: 0;
	}

	.li-header.is-open .li-submenu-toggle::before {
		content: "";
		display: block;
		width: 8px;
		height: 8px;
		border-right: 2px solid currentColor;
		border-bottom: 2px solid currentColor;
		transform: rotate(45deg);
		transition: transform 0.2s ease;
		margin-top: -4px;
	}

	.li-header.is-open .menu-item-has-children.is-submenu-open > .li-submenu-toggle::before,
	.li-header.is-open .menu-item-has-children.open > .li-submenu-toggle::before {
		transform: rotate(225deg);
		margin-top: 2px;
	}

	/*
	 * Mobile drawer submenus: collapsed by default (no ghost height).
	 * Bricks .brx-submenu-positioned often keeps opacity:0 + visibility:hidden
	 * while still occupying layout when display:block is forced — never do that.
	 */
	.li-header.is-open .sub-menu,
	.li-header.is-open .bricks-nav-menu .sub-menu,
	.li-header.is-open .brx-submenu-positioned,
	.li-header.is-open .menu-item-has-children:hover > .sub-menu,
	.li-header.is-open .menu-item-has-children:focus-within > .sub-menu {
		display: none !important;
		position: static !important;
		opacity: 0 !important;
		visibility: hidden !important;
		pointer-events: none !important;
		transform: none !important;
		box-shadow: none !important;
		background: transparent;
		padding: 0;
		margin: 0;
		min-width: 0;
		min-height: 0;
		max-height: 0;
		overflow: hidden;
		height: 0;
		border: 0;
	}

	/* Expanded accordion panel only */
	.li-header.is-open .menu-item-has-children.is-submenu-open > .sub-menu,
	.li-header.is-open .menu-item-has-children.open > .sub-menu,
	.li-header.is-open .menu-item-has-children.is-submenu-open > .brx-submenu-positioned,
	.li-header.is-open .menu-item-has-children.open > .brx-submenu-positioned {
		display: block !important;
		position: static !important;
		opacity: 1 !important;
		visibility: visible !important;
		pointer-events: auto !important;
		transform: none !important;
		flex-basis: 100%;
		width: 100%;
		height: auto;
		max-height: none;
		overflow: visible;
		padding: 0 0 8px 16px;
		min-width: 0;
		box-shadow: none !important;
		background: transparent;
		border: 0;
	}

	.li-header.is-open .sub-menu a {
		padding: 8px 0 !important;
		font-size: 14px;
	}
}

@media (min-width: 1024px) {
	.li-menu-toggle,
	button.li-menu-toggle,
	a.li-menu-toggle,
	.brxe-button.li-menu-toggle {
		display: none !important;
	}

	.li-nav,
	.brxe-nav-menu,
	.li-header .bricks-nav-menu {
		display: flex !important;
	}

	body.li-nav-open {
		overflow: visible;
	}
}

/* ========== HERO ========== */
.li-hero {
	padding: 64px 0;
}

.li-hero__grid {
	display: grid !important;
	grid-template-columns: 1.05fr 0.95fr !important;
	gap: 32px;
	align-items: center;
	text-align: start;
}

.li-hero__copy {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	text-align: start;
}

.li-hero h1,
.li-hero .li-h1 {
	font-size: 60px;
	line-height: 60px;
	font-weight: 700;
	color: var(--li-primary);
	margin: 0 0 16px;
	text-align: start;
}

.li-accent {
	color: var(--li-secondary-text);
}

.li-hero h1 .li-accent,
.li-hero .li-accent {
	color: var(--li-secondary-text);
}

.li-hero h2,
.li-hero .li-h2 {
	font-size: 48px;
	line-height: 48px;
	font-weight: 700;
	color: var(--li-primary);
	margin: 0 0 24px;
	text-align: start;
}

.li-hero p,
.li-hero .li-lead {
	color: var(--li-muted);
	font-size: 16px;
	line-height: 24px;
	margin: 0 0 32px;
	max-width: 512px;
	text-align: start;
}

.li-hero__media {
	opacity: 1 !important;
	visibility: visible !important;
}

.li-hero__media img {
	width: 100%;
	max-width: 608px;
	margin-inline: auto;
	opacity: 1 !important;
	visibility: visible !important;
}

/* Hero: stack below mid-desktop; keep left/start alignment (do NOT center) */
@media (max-width: 1023px) {
	.li-hero {
		padding: 48px 0 !important;
	}

	.li-hero__grid,
	.brx-grid.li-hero__grid,
	#brxe-hmheg1.li-hero__grid {
		grid-template-columns: 1fr !important;
		gap: 32px !important;
		text-align: start;
	}

	.li-hero__copy,
	.li-hero__media {
		width: 100% !important;
		max-width: 100% !important;
	}

	.li-hero__copy {
		display: flex;
		flex-direction: column;
		align-items: flex-start;
		text-align: start;
	}

	.li-hero h1,
	.li-hero .li-h1 {
		font-size: 36px;
		line-height: 40px;
	}

	.li-hero h2,
	.li-hero .li-h2 {
		font-size: 28px;
		line-height: 32px;
	}

	.li-hero p,
	.li-hero .li-lead {
		margin-inline: 0;
	}
}

@media (max-width: 639px) {
	.li-hero {
		padding: 32px 0 !important;
	}

	.li-hero h1,
	.li-hero .li-h1 {
		font-size: 32px;
		line-height: 36px;
	}

	.li-section,
	.li-section--lg,
	.li-section--navy,
	.li-section--muted,
	.li-stats,
	.li-callback,
	.li-page-hero {
		padding-top: 48px !important;
		padding-bottom: 48px !important;
	}
}

/* ========== STATS ========== */
.li-stats {
	background: var(--li-primary);
	color: var(--li-white);
	padding: 64px 0;
}

.li-stats__grid {
	display: grid !important;
	grid-template-columns: repeat(4, 1fr) !important;
	gap: 32px;
	text-align: center;
}

.li-stat {
	display: flex !important;
	flex-direction: column !important;
	align-items: center !important;
	justify-content: center;
	text-align: center;
}

.li-stat__icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 48px;
	height: 48px;
	margin: 0 auto 12px;
	padding: 0;
	border: 0;
	background: transparent;
	color: var(--li-white) !important;
}

.li-stat__icon svg,
.li-stat__icon .brxe-icon,
.li-stat__icon i {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: 40px !important;
	height: 40px !important;
	margin: 0 !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	font-size: 36px !important;
	line-height: 1 !important;
	color: var(--li-white) !important;
	fill: none;
	stroke: currentColor;
}

.li-stat__icon .fas,
.li-stat__icon .far {
	font-family: "Font Awesome 6 Free" !important;
	font-weight: 900 !important;
	-webkit-font-smoothing: antialiased;
}

.li-stat__value {
	font-size: 36px;
	font-weight: 700;
	line-height: 1.1;
	margin: 8px 0 4px;
}

.li-stat__label {
	font-size: 16px;
	opacity: 0.95;
}

@media (max-width: 1023px) {
	.li-stats {
		padding: 48px 0;
	}

	.li-stats__grid {
		grid-template-columns: repeat(2, 1fr) !important;
		gap: 24px;
	}
}

/* ========== SECTIONS ========== */
.li-section {
	padding: var(--li-space-16) 0;
	position: relative;
}

.li-section--lg {
	padding: var(--li-space-20) 0;
}

.li-section--muted.li-section--lg,
.li-section.li-section--muted {
	padding: var(--li-space-16) 0;
	background:
		radial-gradient(ellipse 80% 60% at 100% 0%, rgba(211, 175, 55, 0.06), transparent 55%),
		var(--li-gray-50);
}

#brxe-hmfq01,
section.li-section.li-section--muted.li-section--lg {
	padding-top: var(--li-space-16) !important;
	padding-bottom: var(--li-space-16) !important;
}

#brxe-hmpl01,
section.li-section.li-section--navy {
	padding-top: var(--li-space-16) !important;
	padding-bottom: var(--li-space-16) !important;
}

#brxe-hmheg1.li-hero__grid,
.li-hero__grid {
	gap: var(--li-card-gap) !important;
}

#brxe-plgr1.li-plans,
.li-plans {
	gap: var(--li-card-gap-sm) !important;
}

#brxe-insgr1.li-insights,
.li-insights {
	gap: var(--li-space-12) !important;
}

.li-section--navy {
	background:
		radial-gradient(ellipse 70% 50% at 0% 100%, rgba(211, 175, 55, 0.18), transparent 50%),
		radial-gradient(ellipse 50% 40% at 100% 0%, rgba(255, 255, 255, 0.06), transparent 45%),
		var(--li-primary);
	color: var(--li-white);
	padding: var(--li-space-16) 0;
}

.li-section--navy .li-section__title,
.li-section--navy .li-section__lead {
	color: var(--li-white);
}

.li-section__eyebrow {
	color: var(--li-secondary-text);
	font-weight: 600;
	font-size: 14px;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	margin: 0 0 var(--li-space-3);
}

.li-section--navy .li-section__eyebrow {
	color: var(--li-secondary);
}

.li-section__title {
	font-size: 36px;
	line-height: 1.15;
	font-weight: 700;
	letter-spacing: -0.02em;
	color: var(--li-primary);
	margin: 0 0 var(--li-space-4);
}

.li-section__title--xl {
	font-size: 48px;
	line-height: 1.1;
	margin-bottom: 0;
}

/* Standalone section titles (FAQ, Plans) — always centered like source */
#brxe-fqhd1,
#brxe-plhd1,
.li-section__title--xl {
	text-align: center !important;
	width: 100%;
}

.li-section__lead {
	color: var(--li-muted);
	font-size: 16px;
	line-height: 1.6;
	max-width: 672px;
	margin: 0 0 var(--li-space-10);
}

.li-section__header {
	text-align: center;
	margin-bottom: var(--li-space-12);
}

.li-section__header .li-section__lead {
	margin-inline: auto;
	margin-bottom: 0;
}

/* Overview — left-aligned text column */
.li-overview {
	display: grid !important;
	grid-template-columns: 1fr 1fr !important;
	gap: 48px;
	align-items: center;
	text-align: start;
}

.li-overview .li-tabs,
.li-overview .li-tab-panel {
	text-align: start;
}

@media (max-width: 1023px) {
	.li-overview {
		grid-template-columns: 1fr !important;
		gap: 32px;
	}
}

/* Services */
.li-services {
	display: grid !important;
	grid-template-columns: repeat(3, 1fr) !important;
	gap: 32px;
	align-items: stretch;
}

.li-service {
	background: var(--li-white);
	border: 1px solid rgba(0, 46, 98, 0.08);
	padding: 48px 32px 36px;
	transition: box-shadow 0.3s ease, transform 0.3s ease;
	height: 100%;
	min-height: 520px;
	display: flex;
	flex-direction: column;
	position: relative;
	text-align: start;
}

.li-service:hover {
	box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);
	transform: translateY(-5px);
}

.li-feature-card,
.li-team-card,
.li-quote-card,
.li-plan,
.li-insight,
.li-resources__card,
.li-why__card,
.li-factors__card,
.li-journey__card,
.li-guide__card {
	transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1), box-shadow 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.li-hover-lift,
.li-feature-card.li-hover-lift,
.li-service,
.li-plan,
.li-insight,
.li-team-card,
.li-quote-card {
	will-change: transform;
}

.li-hover-lift:hover,
.li-feature-card:hover,
.li-plan:hover,
.li-insight:hover,
.li-team-card:hover,
.li-quote-card:hover,
.li-resources__card:hover,
.li-why__card:hover,
.li-factors__card:hover,
.li-journey__card:hover,
.li-guide__card:hover {
	transform: translateY(-5px);
	box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.1);
}

.li-section__title--underline {
	position: relative;
	padding-bottom: 0;
}

.li-section__title--underline::after {
	content: '';
	display: block;
	width: 80px;
	height: 4px;
	background: var(--li-secondary);
	margin: 20px auto 0;
}

.li-section--navy .li-section__title--underline::after,
.li-page-hero .li-section__title--underline::after {
	background: var(--li-secondary);
}

/* Page hero CTAs — keep outline truly outlined */
.li-page-hero__ctas .li-btn--outline-light,
.li-page-hero__ctas .brxe-button.li-btn--outline-light {
	background: transparent !important;
	color: #fff !important;
	border: 1px solid #fff !important;
}

.li-page-hero__ctas .li-btn--outline-light:hover,
.li-page-hero__ctas .brxe-button.li-btn--outline-light:hover {
	background: rgba(255, 255, 255, 0.12) !important;
	color: #fff !important;
	box-shadow: none !important;
}

/* ===== Loan Journey timeline ===== */
.li-journey__intro,
.li-resources__intro {
	text-align: center;
	max-width: 720px;
	margin: 0 auto 48px;
}

.li-journey__track {
	position: relative;
	display: flex;
	flex-direction: column;
	gap: 64px;
	padding: 8px 0;
}

.li-journey__track::before {
	content: '';
	position: absolute;
	left: 50%;
	top: 0;
	bottom: 0;
	width: 4px;
	background: var(--li-secondary);
	transform: translateX(-50%);
}

.li-journey__step {
	display: grid;
	grid-template-columns: 1fr auto 1fr;
	align-items: center;
	gap: 24px;
	position: relative;
}

.li-journey__step--left .li-journey__card {
	grid-column: 1;
	text-align: right;
}

.li-journey__step--left .li-journey__node {
	grid-column: 2;
}

.li-journey__step--left .li-journey__spacer {
	grid-column: 3;
}

.li-journey__step--right .li-journey__spacer {
	grid-column: 1;
}

.li-journey__step--right .li-journey__node {
	grid-column: 2;
}

.li-journey__step--right .li-journey__card {
	grid-column: 3;
	text-align: left;
}

.li-journey__card {
	background: #fff;
	box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -2px rgba(0, 0, 0, 0.1);
	padding: 24px;
}

.li-journey__card h3 {
	margin: 0 0 12px;
	font-size: 20px;
	font-weight: 700;
	color: var(--li-primary);
}

.li-journey__card > p {
	margin: 0 0 16px;
	color: var(--li-muted);
	font-size: 16px;
	line-height: 24px;
}

.li-journey__tips {
	background: var(--li-gray-50);
	padding: 16px;
	text-align: left;
}

.li-journey__step--left .li-journey__tips {
	text-align: left;
}

.li-journey__tips h4 {
	margin: 0 0 8px;
	font-size: 15px;
	font-weight: 700;
	color: var(--li-primary);
}

.li-journey__tips ul {
	list-style: none;
	margin: 0;
	padding: 0;
	display: flex;
	flex-direction: column;
	gap: 8px;
}

.li-journey__tips li {
	display: flex;
	align-items: flex-start;
	gap: 8px;
	font-size: 14px;
	line-height: 20px;
	color: var(--li-muted);
}

.li-journey__bullet {
	color: var(--li-secondary-text);
	font-weight: 700;
	line-height: 1.2;
}

.li-journey__node {
	position: relative;
	z-index: 2;
	width: 64px;
	height: 64px;
	border-radius: 50%;
	background: var(--li-primary);
	display: flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
}

.li-journey__badge {
	position: absolute;
	top: -8px;
	right: -8px;
	width: 32px;
	height: 32px;
	border-radius: 50%;
	background: var(--li-secondary);
	color: var(--li-primary);
	font-weight: 700;
	font-size: 14px;
	display: flex;
	align-items: center;
	justify-content: center;
}

.li-journey__icon {
	width: 28px;
	height: 28px;
	display: block;
	background: center / contain no-repeat;
}

.li-journey__icon--clipboard {
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23fff' stroke-width='2'%3E%3Crect width='8' height='4' x='8' y='2' rx='1'/%3E%3Cpath d='M16 4h2a2 2 0 0 1 2 2v14a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2V6a2 2 0 0 1 2-2h2'/%3E%3Cpath d='m9 14 2 2 4-4'/%3E%3C/svg%3E");
}

.li-journey__icon--search {
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23fff' stroke-width='2'%3E%3Ccircle cx='11' cy='11' r='8'/%3E%3Cpath d='m21 21-4.3-4.3'/%3E%3C/svg%3E");
}

.li-journey__icon--file {
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23fff' stroke-width='2'%3E%3Cpath d='M15 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V7Z'/%3E%3Cpath d='M14 2v4a2 2 0 0 0 2 2h4'/%3E%3C/svg%3E");
}

.li-journey__icon--search-check {
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23fff' stroke-width='2'%3E%3Cpath d='m8 11 2 2 4-4'/%3E%3Ccircle cx='11' cy='11' r='8'/%3E%3C/svg%3E");
}

.li-journey__icon--pen {
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23fff' stroke-width='2'%3E%3Cpath d='M12 20h9'/%3E%3Cpath d='M16.5 3.5a2.1 2.1 0 0 1 3 3L7 19l-4 1 1-4Z'/%3E%3C/svg%3E");
}

.li-journey__icon--calendar {
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%23fff' stroke-width='2'%3E%3Crect width='18' height='18' x='3' y='4' rx='2'/%3E%3Cpath d='M16 2v4M8 2v4M3 10h18'/%3E%3C/svg%3E");
}

.li-why {
	margin-top: 48px;
	padding: 32px;
	background: var(--li-gray-50);
}

.li-why__copy h3 {
	margin: 0 0 12px;
	color: var(--li-primary);
	font-size: 24px;
}

.li-why__copy p {
	margin: 0 0 24px;
	color: var(--li-muted);
}

.li-why__grid,
.li-factors__grid,
.li-resources__grid {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 24px;
}

.li-why__card,
.li-factors__card,
.li-resources__card {
	background: #fff;
	padding: 24px;
	box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.08);
}

.li-why__card h4,
.li-factors__card h4,
.li-resources__card h3 {
	margin: 0 0 10px;
	color: var(--li-primary);
	font-size: 18px;
}

.li-why__card p,
.li-factors__card p,
.li-resources__card p {
	margin: 0 0 16px;
	color: var(--li-muted);
	font-size: 14px;
	line-height: 22px;
}

.li-factors {
	margin-top: 40px;
}

.li-factors > h3 {
	margin: 0 0 8px;
	color: var(--li-primary);
	font-size: 24px;
}

.li-factors > p {
	margin: 0 0 24px;
	color: var(--li-muted);
}

.li-resources__card--cta {
	background: var(--li-primary);
	grid-column: 1 / -1;
}

.li-resources__card--cta h3,
.li-resources__card--cta p {
	color: #fff;
}

.li-resources__cta-row {
	display: flex;
	flex-wrap: wrap;
	gap: 12px;
}

@media (max-width: 1023px) {
	.li-journey__track::before {
		left: 32px;
	}

	.li-journey__step,
	.li-journey__step--left,
	.li-journey__step--right {
		grid-template-columns: auto 1fr;
		gap: 16px;
	}

	.li-journey__step--left .li-journey__card,
	.li-journey__step--right .li-journey__card,
	.li-journey__step--left .li-journey__node,
	.li-journey__step--right .li-journey__node {
		grid-column: auto;
	}

	.li-journey__spacer {
		display: none;
	}

	.li-journey__step--left .li-journey__card,
	.li-journey__step--right .li-journey__card {
		text-align: left;
	}

	.li-why__grid,
	.li-factors__grid,
	.li-resources__grid {
		grid-template-columns: 1fr;
	}
}

@media (prefers-reduced-motion: reduce) {
	.li-hover-lift:hover,
	.li-feature-card:hover,
	.li-service:hover,
	.li-plan:hover,
	.li-insight:hover,
	.li-team-card:hover,
	.li-quote-card:hover,
	.li-resources__card:hover,
	.li-why__card:hover,
	.li-factors__card:hover,
	.li-journey__card:hover,
	.li-guide__card:hover,
	.li-btn:hover {
		transform: none !important;
	}
}

.li-service__icon {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: 64px !important;
	height: 64px !important;
	margin: -48px 0 24px !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: var(--li-primary) !important;
	color: var(--li-white) !important;
	flex-shrink: 0;
	box-sizing: border-box !important;
}

.li-services > *:nth-child(3n + 2) .li-service__icon {
	background: var(--li-secondary) !important;
}

.li-service__icon .brxe-icon,
.li-service__icon i,
.li-service__icon svg {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	font-size: 32px !important;
	width: 32px !important;
	height: 32px !important;
	margin: 0 !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	color: var(--li-white) !important;
	line-height: 1 !important;
}

.li-service__icon .fas {
	font-family: "Font Awesome 6 Free" !important;
	font-weight: 900 !important;
}

.li-service h3,
.li-service .li-service__title {
	color: var(--li-primary);
	font-size: 20px;
	line-height: 28px;
	font-weight: 700;
	margin: 0 0 12px;
}

.li-service p,
.li-service .li-service__desc {
	color: var(--li-muted);
	font-size: 15px;
	line-height: 1.6;
	margin: 0 0 16px;
}

.li-service ul,
.li-service .li-service__list {
	margin: 0 0 24px;
	padding-left: 18px;
	color: var(--li-muted);
	font-size: 14px;
	line-height: 1.85;
	flex: 1;
}

.li-service a,
.li-service .li-service__link {
	color: var(--li-primary);
	font-weight: 600;
	font-size: 14px;
	margin-top: auto;
}

.li-service a:hover {
	color: var(--li-secondary-text);
}

@media (max-width: 1023px) {
	.li-services,
	.brx-grid.li-services {
		grid-template-columns: repeat(2, 1fr) !important;
		gap: 24px;
	}

	.li-service {
		min-height: 0;
	}
}

@media (max-width: 639px) {
	.li-services,
	.brx-grid.li-services {
		grid-template-columns: 1fr !important;
	}
}

/* Plans */
.li-plans {
	display: grid !important;
	grid-template-columns: repeat(3, 1fr) !important;
	gap: 24px;
	align-items: stretch;
}

.li-plan {
	background: var(--li-white);
	border: 1px solid rgba(255, 255, 255, 0.15);
	padding: 44px 32px;
	display: flex;
	flex-direction: column;
	color: var(--li-text);
	height: 100%;
	min-height: 640px;
	text-align: start;
}

.li-plan--featured {
	border: 2px solid var(--li-secondary);
	box-shadow: 0 20px 48px rgba(0, 0, 0, 0.2);
	transform: scale(1.03);
}

.li-plan h3,
.li-plan .li-plan__title {
	color: var(--li-primary);
	margin: 0 0 8px;
	font-size: 24px;
	line-height: 32px;
	font-weight: 700;
}

.li-plan__desc {
	color: var(--li-muted);
	font-size: 15px;
	line-height: 1.5;
	margin: 0 0 20px;
	min-height: 48px;
}

.li-plan ul,
.li-plan .li-plan__list {
	list-style: none;
	padding: 0;
	margin: 20px 0 0;
	flex: 1;
}

.li-plan li {
	padding: 10px 0 10px 22px;
	border-bottom: 1px solid rgba(0, 0, 0, 0.06);
	color: var(--li-muted);
	font-size: 14px;
	position: relative;
}

.li-plan li::before {
	content: "✓";
	position: absolute;
	left: 0;
	color: var(--li-secondary-text);
	font-weight: 700;
}

@media (max-width: 1023px) {
	.li-plans,
	.brx-grid.li-plans {
		grid-template-columns: repeat(2, 1fr) !important;
		gap: 24px;
	}

	.li-plan {
		min-height: 0;
	}

	.li-plan--featured {
		transform: none;
	}
}

@media (max-width: 639px) {
	.li-plans,
	.brx-grid.li-plans {
		grid-template-columns: 1fr !important;
	}
}

/* Insights */
.li-insights {
	display: grid !important;
	grid-template-columns: 1.2fr 1fr !important;
	gap: 32px;
	align-items: start;
}

@media (min-width: 1024px) {
	.li-insights {
		gap: 48px;
	}
}

.li-insight {
	display: flex;
	flex-direction: column;
	background: var(--li-white);
	border: 1px solid rgba(0, 46, 98, 0.08);
	overflow: hidden;
	height: 100%;
	transition: box-shadow 0.3s ease;
	text-align: start;
}

.li-insight:hover {
	box-shadow: 0 12px 32px rgba(0, 46, 98, 0.1);
}

.li-insight img {
	width: 100%;
	aspect-ratio: 16 / 10;
	object-fit: cover;
}

.li-insight__body {
	padding: 20px;
}

.li-insight__cat {
	color: var(--li-secondary-text);
	font-size: 12px;
	font-weight: 600;
	text-transform: uppercase;
	letter-spacing: 0.04em;
}

.li-insight h3,
.li-insight .li-insight__title {
	color: var(--li-primary);
	font-size: 18px;
	line-height: 1.35;
	font-weight: 700;
	margin: 6px 0 8px;
}

.li-insight p,
.li-insight .li-insight__excerpt {
	color: var(--li-muted);
	font-size: 14px;
	line-height: 1.55;
	margin: 0;
}

.li-insights__side {
	display: flex !important;
	flex-direction: column !important;
	gap: 16px !important;
}

.li-insight--row,
.brxe-block.li-insight--row,
a.li-insight--row,
.li-insights__side > .li-insight,
.li-insights__side > a.li-insight,
.li-insights__side > [class*="li-insight"] {
	display: grid !important;
	grid-template-columns: 112px 1fr !important;
	flex-direction: unset !important;
	gap: 16px !important;
	align-items: stretch !important;
	padding: 12px;
	height: auto !important;
}

.li-insight--row > .brxe-image,
.li-insight--row > figure,
.li-insight--row > img,
.li-insights__side > .li-insight > .brxe-image,
.li-insights__side > .li-insight > img,
.li-insights__side > a.li-insight > .brxe-image,
.li-insights__side > a.li-insight > img,
.li-insights__side > [class*="li-insight"] > .brxe-image,
.li-insights__side > [class*="li-insight"] > img {
	width: 112px !important;
	min-width: 112px;
	max-width: 112px;
	height: 112px !important;
	aspect-ratio: 1 !important;
	object-fit: cover;
	margin: 0;
}

.li-insight--row img,
.li-insights__side > .li-insight img,
.li-insights__side > a.li-insight img {
	aspect-ratio: 1 !important;
	height: 112px !important;
	min-height: 112px;
	width: 112px !important;
	object-fit: cover;
}

.li-insight--row .li-insight__body,
.li-insights__side > .li-insight .li-insight__body,
.li-insights__side > a.li-insight .li-insight__body {
	padding: 4px 8px 4px 0 !important;
	display: flex;
	flex-direction: column;
	justify-content: center;
}

.li-insight--row .li-insight__title,
.li-insights__side > .li-insight .li-insight__title,
.li-insights__side > a.li-insight .li-insight__title {
	font-size: 15px !important;
	margin: 4px 0 6px !important;
}

.li-insight--row .li-insight__excerpt,
.li-insights__side > .li-insight .li-insight__excerpt,
.li-insights__side > a.li-insight .li-insight__excerpt {
	font-size: 12px !important;
	display: -webkit-box;
	-webkit-line-clamp: 2;
	-webkit-box-orient: vertical;
	overflow: hidden;
}

@media (max-width: 1023px) {
	.li-insights {
		grid-template-columns: 1fr !important;
	}
}

/* Newsletter (side panel style matching source) */
.li-newsletter {
	background: var(--li-gray-50);
	border-left: 4px solid var(--li-secondary);
	padding: 24px;
	text-align: left;
	max-width: none;
	margin: 0;
}

.li-newsletter .li-section__title,
.li-newsletter h3 {
	font-size: 18px !important;
	line-height: 28px !important;
	margin: 0 0 12px !important;
	text-align: left !important;
	color: var(--li-primary) !important;
}

.li-newsletter .li-section__lead,
.li-newsletter p {
	margin: 0 0 16px !important;
	text-align: left !important;
	max-width: none;
	font-size: 14px;
}

.li-newsletter__form,
.li-newsletter .brxe-form,
.li-newsletter form {
	display: flex !important;
	flex-direction: row !important;
	flex-wrap: wrap;
	gap: 8px;
	margin-top: 0;
}

.li-newsletter .form-group {
	flex: 1;
	min-width: 140px;
	margin: 0 !important;
}

.li-newsletter .form-group label {
	display: none;
}

.li-newsletter input[type="email"],
.li-newsletter .form-group input {
	width: 100%;
	min-height: 36px;
	padding: 8px 12px;
	border: 1px solid #d1d5db;
	border-radius: 0;
}

.li-newsletter .submit-button-wrapper,
.li-newsletter button[type="submit"] {
	flex: 0 0 auto;
}

.li-newsletter .bricks-button,
.li-newsletter button[type="submit"] {
	background: var(--li-secondary) !important;
	color: var(--li-primary) !important;
	min-height: 36px;
	padding: 8px 12px !important;
	font-size: 14px !important;
	border-radius: 0 !important;
	white-space: nowrap;
}

@media (max-width: 639px) {
	.li-newsletter__form,
	.li-newsletter .brxe-form,
	.li-newsletter form {
		flex-direction: column !important;
	}
}

/* Callback */
.li-callback {
	background: var(--li-primary);
	color: var(--li-white);
	padding: 64px 0 !important;
}

.li-callback__grid {
	display: grid !important;
	grid-template-columns: 1fr !important;
	gap: 24px;
	align-items: center;
	text-align: start;
	max-width: 896px;
	margin-inline: auto;
}

.li-callback h2,
.li-callback .li-section__title,
.li-callback .brxe-heading {
	font-size: 48px;
	line-height: 48px;
	margin: 0 0 12px;
	color: var(--li-white);
	text-align: start !important;
}

.li-callback p,
.li-callback .brxe-text-basic {
	opacity: 0.85;
	margin: 0;
	font-size: 16px;
	line-height: 24px;
	max-width: 42rem;
	text-align: start !important;
}

.li-callback .li-form,
.li-callback .brxe-form,
.li-callback form {
	display: flex !important;
	flex-direction: row !important;
	flex-wrap: nowrap;
	align-items: stretch !important;
	gap: 16px !important;
	margin-top: 32px;
	width: 100%;
	text-align: left;
}

.li-callback .form-group {
	flex: 1 1 0 !important;
	min-width: 0 !important;
	margin: 0 !important;
	padding: 0 !important;
	display: flex !important;
	flex-direction: column !important;
	justify-content: flex-end !important;
	align-items: stretch !important;
}

.li-callback .form-group label,
.li-callback .brxe-form label {
	display: none !important;
	height: 0 !important;
	margin: 0 !important;
	padding: 0 !important;
	overflow: hidden !important;
	position: absolute !important;
	clip: rect(0, 0, 0, 0) !important;
}

.li-callback .submit-button-wrapper {
	flex: 0 0 auto !important;
	display: flex !important;
	align-items: stretch !important;
	margin: 0 !important;
	padding: 0 !important;
	min-width: 140px;
}

.li-form {
	display: grid;
	gap: 12px;
}

.li-form input,
.li-form select,
.li-form textarea,
.li-callback input,
.li-callback select,
.brxe-form input,
.brxe-form select {
	width: 100% !important;
	padding: 14px 16px !important;
	border: 0 !important;
	border-radius: 0 !important;
	font: inherit;
	background: var(--li-white) !important;
	color: var(--li-text) !important;
	min-height: 52px !important;
	height: 52px !important;
	box-sizing: border-box !important;
	margin: 0 !important;
}

.li-callback .bricks-button,
.li-callback button[type="submit"],
.li-callback .submit-button-wrapper .bricks-button {
	background: var(--li-secondary) !important;
	color: var(--li-primary) !important;
	min-height: 52px !important;
	height: 52px !important;
	padding: 0 28px !important;
	border-radius: 0 !important;
	white-space: nowrap;
	width: 100%;
	display: inline-flex !important;
	align-items: center !important;
	justify-content: center !important;
	margin: 0 !important;
	box-sizing: border-box !important;
}

@media (max-width: 1023px) {
	.li-callback .li-form,
	.li-callback .brxe-form,
	.li-callback form {
		flex-wrap: wrap !important;
	}

	.li-callback .form-group {
		flex: 1 1 calc(50% - 8px) !important;
	}

	.li-callback .submit-button-wrapper {
		flex: 1 1 100% !important;
	}
}

@media (max-width: 639px) {
	.li-callback .li-form,
	.li-callback .brxe-form,
	.li-callback form {
		flex-direction: column !important;
		flex-wrap: nowrap !important;
	}

	.li-callback .form-group,
	.li-callback .submit-button-wrapper {
		flex: 1 1 auto !important;
		width: 100% !important;
	}

	.li-callback h2,
	.li-callback .li-section__title {
		font-size: 32px;
		line-height: 36px;
	}
}

/* FAQ */
.li-faq {
	max-width: 768px;
	margin: 0 auto;
}

.li-faq-item {
	border: 1px solid #e5e7eb;
	border-bottom: 1px solid #e5e7eb;
	background: var(--li-white);
	padding: 0;
	margin-bottom: 20px;
	overflow: hidden;
}

.li-faq-item__q {
	cursor: pointer;
	font-weight: 600;
	font-size: 16px;
	color: var(--li-primary);
	list-style: none;
	display: flex !important;
	justify-content: space-between;
	align-items: center;
	gap: 16px;
	padding: 20px 20px;
	margin: 0 !important;
	user-select: none;
	text-align: start;
}

.li-faq-item__q::after {
	content: "+";
	font-size: 22px;
	font-weight: 300;
	color: var(--li-primary);
	flex-shrink: 0;
	line-height: 1;
}

.li-faq-item.is-open .li-faq-item__q::after {
	content: "×";
	font-size: 24px;
}

.li-faq-item__a {
	display: none;
	color: var(--li-muted);
	line-height: 1.65;
	margin: 0 !important;
	padding: 0 20px 20px;
	font-size: 16px;
	border-top: 1px solid #e5e7eb;
	padding-top: 16px;
}

.li-faq-item.is-open .li-faq-item__a {
	display: block;
}

/* Keep reveal animation from leaving FAQ permanently invisible when closed */
.li-faq .li-faq-item.li-reveal {
	opacity: 1;
	transform: none;
}

/* Footer */
.li-footer {
	background: #002e62;
	color: rgba(255, 255, 255, 0.85);
	padding: 0;
	font-size: 14px;
	line-height: 1.6;
}

.li-footer ul {
	list-style: none;
	padding: 0;
	margin: 0;
}

.li-footer li {
	margin-bottom: 8px;
}

/* Footer brand social circles (under blurb) — match source: 32px filled blue circles */
.li-footer__social {
	display: flex !important;
	flex-direction: row !important;
	align-items: center;
	flex-wrap: wrap;
	gap: 12px;
	margin-top: 8px;
}

.li-footer__social > a,
.li-footer__social .bricks-link-wrapper {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: 32px !important;
	height: 32px !important;
	min-width: 32px !important;
	min-height: 32px !important;
	padding: 0 !important;
	margin: 0 !important;
	border: 0 !important;
	border-radius: 9999px !important;
	background: #1e40af !important;
	color: #ffffff !important;
	text-decoration: none !important;
	box-sizing: border-box !important;
	flex-shrink: 0;
	line-height: 1 !important;
	transition: background 0.2s ease, color 0.2s ease;
}

/* Glyph only — never inherit the circle box */
.li-footer__social .brxe-icon,
.li-footer__social i,
.li-footer__social svg {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: auto !important;
	height: auto !important;
	min-width: 0 !important;
	min-height: 0 !important;
	margin: 0 !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	font-size: 14px !important;
	line-height: 1 !important;
	color: inherit !important;
	font-family: "Font Awesome 6 Brands", "Font Awesome 6 Free" !important;
	font-weight: 400 !important;
	font-style: normal !important;
	speak: never;
	-webkit-font-smoothing: antialiased;
}

.li-footer__social svg {
	width: 16px !important;
	height: 16px !important;
}

.li-footer__social .fab {
	font-family: "Font Awesome 6 Brands" !important;
	font-weight: 400 !important;
}

.li-footer__social > a:hover,
.li-footer__social .bricks-link-wrapper:hover {
	background: var(--li-secondary) !important;
	color: var(--li-primary) !important;
}

/* Newsletter strip */
.li-newsletter-legacy {
	max-width: 576px;
	margin: 48px auto 0;
	text-align: center;
}

.li-newsletter__form {
	display: grid;
	grid-template-columns: 1fr auto;
	gap: 12px;
	margin-top: 16px;
}

@media (max-width: 639px) {
	.li-newsletter__form {
		grid-template-columns: 1fr;
	}
}

/* Overview tabs (native Bricks structure) */
.li-tabs {
	display: flex;
	gap: 24px;
	margin-bottom: 24px;
	flex-wrap: wrap;
	border-bottom: 1px solid #e5e7eb;
}

.li-tab {
	padding: 8px 0;
	border: 0;
	border-bottom: 2px solid transparent;
	background: transparent;
	color: var(--li-muted);
	font-weight: 500;
	font-size: 14px;
	cursor: pointer;
	border-radius: 0;
	font-family: inherit;
	margin-bottom: -1px;
}

.li-tab.is-active,
.li-tab:hover {
	background: transparent;
	color: var(--li-secondary-text);
	border-bottom-color: var(--li-secondary);
}

.li-tab-panel {
	display: none;
	color: var(--li-muted);
	font-size: 16px;
	line-height: 1.7;
}

.li-tab-panel.is-active {
	display: block;
}

.li-tab-panel[hidden] {
	display: none !important;
}

.li-tab:focus-visible {
	outline: 2px solid var(--li-primary);
	outline-offset: 2px;
}

/* Footer contact row */
.li-footer__contact {
	display: grid !important;
	grid-template-columns: repeat(3, 1fr) !important;
	gap: 24px;
	padding: 0 0 28px;
	border-bottom: 1px solid rgba(255, 255, 255, 0.1);
	margin-bottom: 40px;
}

.li-footer__contact-item {
	display: flex !important;
	flex-direction: row !important;
	align-items: center;
	gap: 12px;
}

.li-footer__contact-item .brxe-icon,
.li-footer__contact-item i,
.li-footer__contact-item svg {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	color: var(--li-secondary) !important;
	width: 20px !important;
	height: 20px !important;
	min-width: 20px !important;
	font-size: 20px !important;
	line-height: 1 !important;
	margin: 0 !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	flex-shrink: 0;
}

.li-footer__contact-label {
	display: block;
	color: rgba(255, 255, 255, 0.7);
	margin-bottom: 2px;
	font-size: 12px;
}

.li-footer__contact-value {
	display: block;
	color: var(--li-white);
	font-weight: 700;
	font-size: 15px;
}

.li-footer__contact-value a,
.li-footer__contact a {
	color: inherit;
	text-decoration: none;
}

.li-footer__contact-value a:hover,
.li-footer__contact a:hover {
	text-decoration: underline;
}

.li-footer__top {
	display: grid !important;
	grid-template-columns: 1.4fr repeat(3, 1fr) !important;
	gap: 32px;
	padding-bottom: 48px;
}

.li-footer__col {
	display: flex;
	flex-direction: column;
	gap: 8px;
	text-align: start;
}

.li-footer__col h3,
.li-footer__col .li-footer__heading {
	color: var(--li-white);
	font-size: 16px;
	margin: 0 0 12px;
	font-weight: 600;
	padding-left: 12px;
	border-left: 3px solid var(--li-secondary);
}

.li-footer__col a:not(.bricks-link-wrapper),
.li-footer__link {
	color: rgba(255, 255, 255, 0.85) !important;
	font-size: 14px;
	padding: 0 !important;
	background: transparent !important;
	min-height: 0 !important;
	justify-content: flex-start !important;
	box-shadow: none !important;
	display: inline-flex !important;
	align-items: center;
	gap: 6px;
}

.li-footer__col > a:not(.bricks-link-wrapper)::before,
.li-footer__col .li-footer__link::before {
	content: "›";
	color: var(--li-secondary);
	font-size: 14px;
	line-height: 1;
	flex-shrink: 0;
}

.li-footer__col a:not(.bricks-link-wrapper):hover,
.li-footer__link:hover {
	color: var(--li-secondary) !important;
	transform: none !important;
}

.li-footer__bottom {
	display: flex !important;
	flex-direction: row !important;
	flex-wrap: wrap;
	align-items: center;
	justify-content: space-between;
	gap: 16px;
	padding: 20px 0;
	font-size: 13px;
	border-top: 1px solid rgba(255, 255, 255, 0.08);
	width: 100% !important;
}

.li-footer__bottom-copy {
	color: #9ca3af;
	margin: 0;
}

.li-footer__legal {
	display: flex !important;
	flex-wrap: wrap;
	gap: 24px;
	align-items: center;
	width: auto !important;
}

.li-footer__legal a,
.li-footer__legal .brxe-button {
	color: #9ca3af !important;
	font-size: 12px !important;
	background: transparent !important;
	padding: 0 !important;
	min-height: 0 !important;
}

.li-footer__legal a:hover,
.li-footer__legal .brxe-button:hover {
	color: var(--li-secondary) !important;
	transform: none !important;
}

.li-footer__location {
	background: #1e3a5f;
	padding: 16px;
	margin-top: 16px;
}

.li-footer__location-title {
	color: var(--li-secondary) !important;
	font-weight: 500;
	margin: 0 0 12px !important;
	font-size: 15px !important;
	border: 0 !important;
	padding: 0 !important;
}

.li-footer__location-text {
	display: flex !important;
	align-items: flex-start;
	gap: 8px;
	color: rgba(255, 255, 255, 0.85);
	font-size: 13px;
	line-height: 1.5;
}

.li-footer__location-text .brxe-icon,
.li-footer__location-text i,
.li-footer__location-text svg {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: 16px !important;
	height: 16px !important;
	min-width: 16px !important;
	font-size: 14px !important;
	line-height: 1 !important;
	margin: 2px 0 0 !important;
	padding: 0 !important;
	border: 0 !important;
	border-radius: 0 !important;
	background: transparent !important;
	color: var(--li-white) !important;
	flex-shrink: 0;
}

@media (max-width: 1023px) {
	.li-footer__top {
		grid-template-columns: repeat(2, 1fr) !important;
		gap: 28px;
	}

	.li-footer__contact {
		grid-template-columns: 1fr !important;
	}
}

@media (max-width: 639px) {
	.li-footer__top,
	.li-footer__contact {
		grid-template-columns: 1fr !important;
	}

	.li-footer__bottom {
		flex-direction: column !important;
		align-items: flex-start;
		text-align: start;
	}

	.li-footer__legal {
		justify-content: flex-start;
	}
}

/* Mid-desktop: slightly tighter gaps */
@media (min-width: 1024px) and (max-width: 1279px) {
	.li-hero {
		padding: 56px 0;
	}

	.li-hero__grid {
		gap: 36px;
	}

	.li-hero h1,
	.li-hero .li-h1 {
		font-size: 48px;
		line-height: 52px;
	}

	.li-services,
	.li-plans {
		gap: 24px;
	}

	.li-section {
		padding: 56px 0;
	}

	.li-nav,
	.brxe-nav-menu .bricks-nav-menu {
		gap: 20px;
	}
}

/* Topbar: hide address on mobile; keep phone + social */
@media (max-width: 639px) {
	.li-topbar__row {
		flex-wrap: wrap !important;
		gap: 8px;
	}

	.li-topbar__meta .li-topbar__meta-item:first-child,
	.li-topbar__meta > .brxe-block:first-child {
		display: none !important;
	}

	.li-topbar__meta {
		gap: 12px;
	}

	.li-topbar__social {
		gap: 4px;
	}
}

/* Large: extra side whitespace — container stays 1280 centered */
@media (min-width: 1536px) {
	.li-wrap {
		width: min(100% - (var(--li-gutter) * 2), var(--li-container)) !important;
	}
}

/*
 * Beat Bricks page CSS (#brxe-*) which hardcodes desktop grids without media queries.
 * Keep content editable in Bricks; theme CSS owns responsive behavior.
 */
@media (max-width: 1023px) {
	#brxe-hmheg1,
	#brxe-hmovg1,
	#brxe-insgr1 {
		grid-template-columns: 1fr !important;
	}

	#brxe-hmstg1 {
		grid-template-columns: repeat(2, 1fr) !important;
	}

	#brxe-svcgr1,
	#brxe-plgr1 {
		grid-template-columns: repeat(2, 1fr) !important;
	}

	#brxe-ftrtop,
	#brxe-ftrct1 {
		grid-template-columns: repeat(2, 1fr) !important;
	}

	#brxe-hmcbg1 {
		flex-direction: column !important;
		align-items: flex-start !important;
	}

	#brxe-hmcbh1,
	#brxe-hmcbp1,
	#brxe-plhd1 {
		font-size: 32px !important;
		line-height: 1.2 !important;
	}

	#brxe-fqhd1 {
		font-size: 32px !important;
		line-height: 1.2 !important;
	}
}

@media (max-width: 639px) {
	#brxe-svcgr1,
	#brxe-plgr1,
	#brxe-ftrtop,
	#brxe-ftrct1 {
		grid-template-columns: 1fr !important;
	}

	#brxe-hmhh11 .li-h1,
	#brxe-hmhh11 h1 {
		font-size: 32px !important;
		line-height: 1.15 !important;
	}

	#brxe-hmhh21 {
		font-size: 26px !important;
		line-height: 1.2 !important;
	}
}

@media (min-width: 1024px) and (max-width: 1279px) {
	#brxe-hmheg1 {
		grid-gap: 36px !important;
	}

	#brxe-svcgr1,
	#brxe-plgr1 {
		grid-gap: 24px !important;
	}
}

/* GSAP — never hide content on first paint (source shows everything immediately) */
.li-reveal,
.li-reveal-x {
	opacity: 1 !important;
	visibility: visible !important;
}

/* Bricks lazy-load fallback if class still appears */
.bricks-lazy-hidden {
	opacity: 1 !important;
	visibility: visible !important;
}

.bricks-lazy-hidden.wait {
	background-image: none !important;
}

img.bricks-lazy-hidden {
	opacity: 1 !important;
}

/* ===== Inner pages ===== */
.li-page-hero__grid {
	align-items: center;
}

.li-page-hero__grid--solo {
	max-width: 720px;
}

.li-page-hero__title {
	margin: 0;
}

.li-page-hero__lead {
	max-width: 36rem;
}

.li-page-hero__ctas {
	align-items: center;
}

.li-btn--outline-light {
	border: 1px solid #fff !important;
	background: transparent !important;
	color: #fff !important;
}

.li-btn--outline-light:hover {
	background: rgba(255, 255, 255, 0.1) !important;
}

.li-page-hero__stats {
	margin-top: 8px;
}

.li-page-hero__stat {
	border-radius: 0;
}

.li-page-hero__stat-value {
	display: block;
	margin-bottom: 4px;
}

.li-page-hero__media img {
	width: 100%;
	height: auto;
	display: block;
	border: 4px solid #fff;
	box-shadow: 12px 12px 0 rgba(255, 255, 255, 0.15);
}

.li-split,
.li-card-grid,
.li-team-grid,
.li-quote-grid,
.li-process-grid,
.li-news-grid {
	width: 100%;
}

.li-feature-card,
.li-team-card,
.li-quote-card,
.li-process-step {
	height: 100%;
}

.li-form--contact {
	max-width: 720px;
	margin: 0 auto;
}

.li-prose {
	max-width: 800px;
}

.li-prose__block:last-child {
	margin-bottom: 0 !important;
}

@media (max-width: 1023px) {
	.li-page-hero__grid,
	.li-split,
	.li-card-grid,
	.li-team-grid,
	.li-quote-grid,
	.li-process-grid,
	.li-news-grid {
		grid-template-columns: 1fr !important;
	}

	.li-page-hero__stats {
		grid-template-columns: 1fr !important;
	}

	.li-page-hero {
		padding: 56px 0 !important;
	}

	.li-page-hero__title {
		font-size: 36px !important;
		line-height: 40px !important;
	}
}

@media (min-width: 640px) and (max-width: 1023px) {
	.li-page-hero__stats,
	.li-card-grid,
	.li-process-grid,
	.li-news-grid {
		grid-template-columns: repeat(2, 1fr) !important;
	}

	.li-team-grid,
	.li-quote-grid {
		grid-template-columns: repeat(2, 1fr) !important;
	}
}

/* ===== Calculator / rates / compare / guide ===== */
.li-calc__intro,
.li-compare__intro,
.li-rates__intro,
.li-guide__intro {
	text-align: center;
	max-width: 720px;
	margin: 0 auto 40px;
}

.li-calc__intro .li-section__title,
.li-compare__intro .li-section__title,
.li-rates__intro .li-section__title,
.li-guide__intro .li-section__title {
	margin-bottom: 12px;
}

.li-calc__intro--compact {
	max-width: none;
	margin: 0 0 24px;
	text-align: left;
}

.li-calc__section-title {
	margin: 0 0 8px;
	font-size: 24px;
	font-weight: 700;
	line-height: 32px;
	color: var(--li-primary);
}

.li-calc__grid {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 32px;
	align-items: start;
}

.li-calc__form,
.li-calc__summary {
	background: var(--li-gray-50);
	padding: 28px 24px;
}

.li-calc__form-title {
	margin: 0 0 20px;
	font-size: 20px;
	font-weight: 700;
	color: var(--li-primary);
}

.li-calc__field {
	display: flex;
	flex-direction: column;
	gap: 6px;
	margin-bottom: 16px;
	font-size: 14px;
	font-weight: 500;
	color: var(--li-primary);
}

.li-calc__field input,
.li-calc__field select {
	height: 48px;
	padding: 0 14px;
	border: 1px solid #d1d5db;
	border-radius: 0;
	font: inherit;
	font-size: 16px;
	color: var(--li-text);
	background: var(--li-white);
}

.li-calc__payment {
	margin-bottom: 20px;
	padding-bottom: 16px;
	border-bottom: 1px solid #e5e7eb;
}

.li-calc__payment-label {
	display: block;
	font-size: 13px;
	color: var(--li-muted);
	margin-bottom: 6px;
}

.li-calc__payment-value {
	font-size: 32px;
	line-height: 1.2;
	font-weight: 700;
	color: var(--li-secondary-text);
}

.li-calc__meta {
	list-style: none;
	margin: 0 0 16px;
	padding: 0;
}

.li-calc__meta li {
	display: flex;
	justify-content: space-between;
	gap: 16px;
	padding: 8px 0;
	border-bottom: 1px solid #e5e7eb;
	font-size: 14px;
	color: var(--li-muted);
}

.li-calc__meta strong {
	color: var(--li-primary);
	font-weight: 600;
}

.li-calc__note {
	font-size: 13px;
	line-height: 20px;
	color: var(--li-muted);
	margin: 0 0 16px;
}

.li-compare__scroll {
	overflow-x: auto;
	-webkit-overflow-scrolling: touch;
}

.li-compare__table {
	width: 100%;
	border-collapse: collapse;
	min-width: 720px;
	background: var(--li-white);
}

.li-compare__table th,
.li-compare__table td {
	padding: 16px;
	border: 1px solid #e5e7eb;
	text-align: left;
	vertical-align: top;
	font-size: 14px;
	line-height: 20px;
}

.li-compare__table thead th {
	background: var(--li-primary);
	color: var(--li-white);
	font-weight: 600;
}

.li-compare__table tbody th {
	background: var(--li-gray-50);
	color: var(--li-primary);
	font-weight: 600;
	width: 18%;
}

.li-compare__table td strong {
	display: block;
	color: var(--li-primary);
	margin-bottom: 4px;
}

.li-compare__table td span {
	display: block;
	color: var(--li-muted);
	font-size: 13px;
}

.li-compare__table tbody tr td:nth-child(2) {
	background: rgba(211, 175, 55, 0.08);
}

.li-compare__cta {
	margin-top: 32px;
	text-align: center;
}

.li-compare__cta p {
	margin: 0 0 16px;
	color: var(--li-muted);
}

.li-guide__grid {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 24px;
}

.li-guide__card {
	background: var(--li-white);
	padding: 28px 24px;
	border: 1px solid #e5e7eb;
}

.li-guide__card--navy {
	background: var(--li-primary);
	border-color: var(--li-primary);
	color: var(--li-white);
}

.li-guide__card h3 {
	margin: 0 0 12px;
	font-size: 22px;
	color: var(--li-primary);
}

.li-guide__card--navy h3,
.li-guide__card--navy p,
.li-guide__card--navy li {
	color: var(--li-white);
}

.li-guide__list {
	margin: 0 0 20px;
	padding-left: 18px;
	color: var(--li-muted);
	font-size: 14px;
	line-height: 22px;
}

.li-guide__meta {
	margin: 0 0 16px;
	font-size: 14px;
}

@media (max-width: 1023px) {
	.li-calc__grid,
	.li-guide__grid {
		grid-template-columns: 1fr;
	}
}



/* ========== v1.9 polish — spacing, motion, text split ========== */
.li-services,
.li-card-grid,
.li-team-grid,
.li-quote-grid,
.li-process-grid,
.li-news-grid,
.li-why__grid,
.li-factors__grid,
.li-resources__grid,
.li-feature-grid {
	gap: var(--li-card-gap) !important;
	grid-gap: var(--li-card-gap) !important;
}

.li-plans {
	gap: var(--li-card-gap-sm) !important;
}

.li-feature-card,
.li-team-card,
.li-quote-card,
.li-resources__card,
.li-why__card,
.li-factors__card,
.li-guide__card,
.li-journey__card {
	padding: var(--li-card-pad);
}

.li-page-hero {
	background:
		radial-gradient(ellipse 60% 50% at 85% 20%, rgba(211, 175, 55, 0.2), transparent 55%),
		linear-gradient(160deg, #002e62 0%, #003a7a 55%, #002555 100%);
}

.li-callback {
	background:
		radial-gradient(ellipse 50% 60% at 100% 50%, rgba(211, 175, 55, 0.16), transparent 50%),
		var(--li-primary) !important;
}

.li-word {
	display: inline-block;
	overflow: hidden;
	vertical-align: bottom;
	padding-bottom: 0.08em;
	margin-bottom: -0.08em;
}

.li-word__inner {
	display: inline-block;
	will-change: transform;
}

.li-reveal-line {
	overflow: hidden;
}

.li-hero h1,
.li-hero .li-h1,
.li-page-hero__title {
	letter-spacing: -0.025em;
}

@media (max-width: 1023px) {
	.li-services,
	.li-card-grid,
	.li-team-grid,
	.li-quote-grid,
	.li-process-grid,
	.li-news-grid,
	.li-why__grid,
	.li-factors__grid,
	.li-resources__grid {
		gap: var(--li-card-gap-sm) !important;
		grid-gap: var(--li-card-gap-sm) !important;
	}
}

@media (prefers-reduced-motion: reduce) {
	html {
		scroll-behavior: auto;
	}

	*,
	*::before,
	*::after {
		animation-duration: 0.01ms !important;
		animation-iteration-count: 1 !important;
		transition-duration: 0.01ms !important;
	}

	.li-btn:hover,
	.li-btn:focus-visible,
	.li-hover-lift:hover,
	.li-service:hover,
	.li-plan:hover,
	.li-insight:hover {
		transform: none !important;
	}
}

/* Featured news + category chips */
.li-featured {
	background: var(--li-white);
	box-shadow: 0 10px 30px -12px rgba(0, 46, 98, 0.14);
	padding: var(--li-space-8);
	margin-bottom: var(--li-space-8);
}

.li-featured h3 {
	margin: 0 0 var(--li-space-3);
	font-size: 28px;
	line-height: 1.25;
	letter-spacing: -0.02em;
	color: var(--li-primary);
}

.li-featured p {
	margin: 0 0 var(--li-space-6);
	color: var(--li-muted);
	max-width: 640px;
}

.li-cats {
	margin-top: var(--li-space-6);
}

.li-cats__title {
	margin: 0 0 var(--li-space-4);
	font-size: 20px;
	color: var(--li-primary);
}

.li-cats__row {
	display: flex;
	flex-wrap: wrap;
	gap: var(--li-space-3);
}

.li-cats__chip {
	display: inline-flex;
	align-items: center;
	padding: 8px 14px;
	background: var(--li-white);
	border: 1px solid rgba(0, 46, 98, 0.12);
	color: var(--li-primary);
	font-size: 14px;
	font-weight: 500;
	transition:
		transform var(--li-duration-fast) var(--li-ease),
		background-color var(--li-duration-fast) var(--li-ease-soft),
		border-color var(--li-duration-fast) var(--li-ease-soft),
		color var(--li-duration-fast) var(--li-ease-soft),
		box-shadow var(--li-duration-fast) var(--li-ease);
}

.li-cats__chip:hover {
	transform: translateY(-2px);
	background: var(--li-primary);
	border-color: var(--li-primary);
	color: var(--li-white);
	box-shadow: 0 8px 18px -10px rgba(0, 46, 98, 0.35);
}

.li-process-grid {
	gap: var(--li-card-gap) !important;
}